Why should I list my property or buy property through Keller Williams Realty - Plymouth Market Center?
Roy says - Keller Williams® Realty is the fastest growing real estate company in the nation, and has been voted the "Most Innovative Real Estate Company" by Inman News for good reasons. Keller Williams® takes a modern and positive approach to the Real Estate business - one that is built on personal touches, a professional approach and the extensive use of advanced technologies and training that yield efficient and satisfying results for home buyers and sellers. What our office stands for is clear to see in our Mission Statement:
To be the Real Estate Company of choice for our clients, agents, and staff. To earn loyalty for life by exceeding expectations through Integrity, Knowledge, and Advanced Training, while promoting a culture rich in Community Service, Partnering, and Sharing.
Success breeds success -- The Keller Williams Plymouth Market Center office is modern and efficient, and will make your sale or purchase a pleasant experience. More Buyers and Sellers typically seek out a company with such credentials. For more information, visit www.kw.com.
Why should I work with Roy Wysack?
Roy says - My success as a Realtor is due to diligence, sound planning, commitment to professional ethics, knowledge of the local real estate market, and the fact that I embrace the most advanced technologies for managing and marketing real estate transactions. In addition, a strong company team ethic at Keller Williams is there if required to help my deals go through smoothly and to provide a tremendous inventory of buyers and sellers to help your home sell, or to help you find the right house for you. My best friends say that my strongest trait is my "people skills" and I agree. I like people, and I love to see them thrive and flourish, and reach their goals. I feel that I will make your real estate transaction fun, efficient, and profitable. Please click on my resume tab to view my other qualifications.
Why should I work with only one Realtor at a time?
Roy says - Working with only one Realtor that you feel comfortable with is the proper thing to do. This Realtor can create a portfolio of property you toured, along with your selection criteria and personal information necessary to make an effective purchase offer. The whole process of buying property becomes more efficient and simplified. Since I can show any property for sale regardless of who holds the listing, working with me exclusively will streamline your search. Also, Realtors are compensated on a commission-only basis, and appreciate your loyalty. When you decide to work with me, I will explain our 'agency' relationship and how I can best serve you. I will guarantee your complete satisfaction or agree to terminate our contract anytime you choose, if you feel the need to do that. My mantra is win/win, and I want satisfied customers.
Can I get a free Comparative Market Analysis (CMA) for my home that I am considering selling?
Roy says - Yes, I will be happy to provide you with a free CMA. Simply call or E-mail for an appointment. Also, I offer a free informational CD-ROM that will provide entertaining and helpful insight to understanding and participating in your real estate transaction. Just E-mail me and request the free CD anytime!
Why should I get pre-approved for a mortgage loan when considering the purchase of property?
Roy says - Getting pre-approved to purchase property expedites the purchase process when you are ready to make a purchase offer. Also, getting pre-approved will allow us to focus on property that is just right for you. All else being equal, Sellers will choose a Buyer that is pre-approved when the Seller receives multiple offers on the property, because they want the reassurance that the deal will close - this can be an important deal saver for you if there is high demand for the home you want. To get pre-approved, you may call your banker, an on-line mortgage lender, or I will be happy to make a recommendtion. But remember, if you want to buy a home, get pre-approved first!
How big of a down payment should I expect to make on a purchase offer?
Roy says - Down payments range from nothing for a qualified VA loan, to 25% or more depending on circumstances. Typically, down payments are 20% of the purchase price. I would encourage all buyers to put a minimum of 20% down to avoid PMI (Private Mortgage Insurance). Your lender will confirm your downpayment requirement.
What can I do to my purchase offer to increase my chances that it will be accepted?
Roy says - An acceptable offer requires a satisfied Buyer and Seller. Make your offer reasonable and respect the Seller as much as you would like to be respected if the rolls were reversed. Simple as that!
When making an offer, can I demand a reply on the same day, or within 24 hours?
Roy says - Legally you can, but you should NOT demand such a quick response time because your offer will automatically be null and void if a response is not received in the allotted time. For example, if the Seller cannot be reached during the period, the offer becomes void. A "good faith" offer usually requests a reponse time of from 3 to 7 days.
Yikes! My offer was accepted. Did I offer too much?
Roy says - Don’t worry, Buyers’ remorse may be setting in and that is part of human nature. Most first time Buyers may feel that it went too easy or too fast - something must be wrong. Don’t let your emotions scramble your logic. Remember, you already did your homework before the offer was accepted. Relax, take a deep breath, and let logic prevail.
OK, I’m composed, what do I do now?
Roy says - A Buyer’s principle responsibility is to take care of getting the money necessary to close. You will need to gather statements for income, assets and debt required by your lender. Other than that, I will take care of the rest.
How long does it take to close?
Roy says - Typically for mortgages 30-45 days -- Cash sales may close as quickly as 2 weeks.
Should I expect possession at closing?
Roy says - It depends on the Sellers circumstances. Most Sellers need and request some time after closing to move out. If the Sellers occupy the home after closing, you are entitled to rent, and I will help you calculate the amount and insure that the contract protects you in that regard.
Should I ask for a home inspection?
Roy says - Not a bad idea. You can hire a professional or do it yourself. A professional will look for things you may have missed. A home inspection is not meant for reiterating defects already disclosed by the seller. A home inspection should provide peace of mind for the Buyer as it should find major defects that may not have been disclosed. There is a lot of information about home inspections on my free CD-ROM... just call me or E-mail for your free copy.
Do I need to retain a lawyer?
Roy says - Michigan Real Estate Transactions do not require a lawyer to close, but you are always offered an opportunity to retain a lawyer to look over paperwork and your title insurance commitment.
What is a home warranty, and do I need one?
Roy says - A home warranty covers expenses for most repairs in your home for one year after closing. A home warranty may or may not be provided by the Seller, but the Buyer can purchase one provided the house qualifies. Ask me to show you some Home Warranty Programs for more details.
Why should I deal with a "Realtor", and not just a sales agent?
Roy says - Realtors are bound to a code of ethics published by their local board of Realtors, and Real Estate Agents are not. The Board of Realtors regulates ethics and controls and monitors any complaints about Realtors. You cannot be a "Realtor" unless you belong to a Board. They have higher standards of practice for real estate agents than the State has. So the Board will hear grievances and place punishments or fines on real estate agents who belong and we don't have to go through the bulky bureaucracy of the State to keep our profession in line.
